Monthly Archives: December 2012

Don’t Get Stuck Owing Homeowner Association Assessments

Homeowner association dues or assessments which are incurred before you file bankruptcy are dischargeable under 11 U.S.C. Section 523(a)(16). However, homeowner association dues or assessments incurred after you file bankruptcy are NOT dischargeable under any chapter, even if you abandon the property physically. If the debtor intends to remain in the property and to retain physical possession thereof, there typically no issue arises with respect to unpaid homeowner association dues. However, as long as your name remains on title to your property, you remain legally responsible for all accrued homeowner association dues or assessments. Continue reading


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